Dear Volvo Makers

I loved my wagon.  It was just the right size, with all the right amenities.  It was perfect, except for the braking down every time I tried to drive it.  I have worked my butt off to pay off the loan and keep up with the endless repairs, and now when I am just a couple thousand away from being loan free, you slam me with the biggest brake down ever.  Why does your car hate me?  Did I not give it enough oil changes?  Was it the lack of car washes?  Am I being punished for not putting a cushion under the car seats?